1. Introduction Welcome to Federal Benefits, LLC. These Terms and Conditions govern your use of our mobile application and associated services, which provide investment recommendations and informational bulletins specifically tailored for federal employees.
2. Acceptance of Terms By accessing and using our application, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our services.
3. Service Description Federal Benefits, LLC provides:
- Licensed investment advice tailored to federal employees.
- Regular news bulletins related to investment opportunities and updates that may affect federal employee benefits.
4. User Obligations You agree to:
- Use our services only for lawful purposes and in compliance with applicable law.
- Ensure the accuracy of the information you provide us.
- Maintain the confidentiality of your account details and notify us immediately of any unauthorized use of your account.
5. Intellectual Property Rights All content provided through our services, including text, graphics, logos, images, and software, is the property of Federal Benefits, LLC or its content suppliers and protected by intellectual and proprietary rights laws.
6. Disclaimer of Warranties Our services are provided “as is” and “as available” without warranty of any kind, either express or implied. We do not guarantee that our services will always be safe, secure, or error-free or that they will function without disruptions, delays, or imperfections.
7. Limitation of Liability Federal Benefits, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of, or inability to access or use the services.
8. Indemnification You agree to indemnify and hold harmless Federal Benefits, LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of our services or your violation of these Terms and Conditions.
9. Changes to Terms and Conditions We reserve the right to modify these Terms and Conditions at any time. You should review the Terms periodically for changes. Your continued use of the application after such modifications constitutes your acceptance of the new Terms and Conditions.
10. Governing Law These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Federal Benefits, LLC is registered, without regard to its conflict of law provisions.
11. Contact Us For any questions or concerns regarding these Terms and Conditions, please contact us at
support@fers-employees.com. Federal Benefits, LLC does not seek or use government funding: we are not a government agency.