Disclaimer: This mobile application is not a government entity, nor is it affiliated with or endorsed by any government organization, including the Federal Government. Any federal benefit information provided within the app is independently produced and managed by Federal Benefits Service (FBS), and does not originate from or reflect official government sources.
Federal Benefits Service (FBS) is a subsidiary of Federal Employees Retirement Services (FERS), who are independent contractors of the Federal Government. This mobile application is not endorsed by the Federal Government in any way shape or form. Here you can login or create an account with Federal Benefits Service to learn more about your Federal Benefits, such as your Thrift Savings Plan. All information within the mobile application was produced by Federal Benefits Service and not the Federal Government. FBS & FERS does not share your information or data.
The Thrift Savings plan is a product of Black Rock Institutional Trust Company and State Street Global Advisors Trust Company. They control & manage the 5 core funds and lifecycle accounts. The information shown is taken from API data shared by Daily TSP, which is not a Federal Government entity. The API data of the Daily TSP shown is controlled by Taza Technology, LLC. Neither Federal Benefits Service or Taza Technology, LLC is a Federal Government Entity.
The Lifecycle Chart represents investment options managed by Black Rock Institutional Trust Company and State Street Global Advisors Trust Company. Federal Benefits Service does not manage the Thrift Savings Plan. The data portrayed is a bi product of Taza Technology, LLC API information shared with Federal Benefits Service. Neither institutions are affiliated with the Federal Government.
Within the profile section you will find Graphs, Benefits Education, and user settings. These sections are all productions of Federal Benefits Service. All information in these options were created by Federal Benefits Service and not the Federal Government. Federal Benefits Service has no affiliation with the Federal Government and did not receive assistance by the Federal Government in creating the mobile application. The use of this information is a bi product of Federal Benefits Service and not taken from Federal Government resources.
The courses section was created by Federal Benefits Service with the intention of educating Federal Employees on Federal Benefit topics. The use of this information is a bi product of Federal Benefits Service and is not taken from Federal Government resources. Federal Benefits Service has no affiliation with the Federal Government.
The Benefits Review section allows users to connect with licensed specialists who have been thoroughly trained on federal benefits. These agents do not work for the Federal Government or affiliated with the Federal Government in any way. They are licensed insurance specialists in Life, annuities, disability, medicare, and health. It is up to the user to reach out to the specialists at their own discretion, it is not mandatory to seek their advice.
At FERS, LLC, along with our affiliates (“Federal Benefits, LLC “, “we”, “us”), we prioritize your privacy and are dedicated to protecting the information you share with us.
This document outlines how we handle the Personal Information collected through our website, applications, and services (referred to collectively as “Services”). It does not extend to the content processed on behalf of our API customers, which is covered by separate agreements.
- Collection of Personal Information
- We gather Personal Information about you in the following ways:
- Directly from You: When you create an account, use our Services, or communicate with
us, we collect:
- Account Information: Your name, contact details, account credentials, payment
information, and transaction history.
- Content: Personal Information in your inputs, uploads, or feedback to our Services.
- Communication Information: If you contact us, we collect your name, contact details, and message contents.
- Social Media Information: Interacting with our social media accounts may result in us
collecting your contact details. The social media platforms may also provide us with
aggregated user interaction data.
Automatically Collected Information: As you navigate and interact with our Services, we collect:
- Technical Information: Browser/device data, IP addresses, usage patterns, and cookies
to enhance your experience and improve our Services.
- Use of Personal Information
We use your Personal Information to:
- Deliver and improve our Services.
- Communicate with you about updates and offerings.
- Conduct research and prevent fraud.
- Comply with legal obligations and protect our rights.
- Disclosure of Personal Information
We may share your Personal Information with:
- Service Providers: To support our business operations and service delivery.
- During Business Transfers: As part of mergers, acquisitions, or other business
transitions.
- For Legal Reasons: When necessary to comply with laws or protect our interests and
safety.
- Your Rights
Depending on location, individuals may have certain statutory rights in relation to their Personal
Information. For example, you may have the right to:
- Access your Personal Information and information relating to how it is processed.
- Delete your Personal Information from our records.
- Rectify or update your Personal Information.
- Transfer your Personal Information to a third party (right to data portability).
- Restrict how we process your Personal Information.
- Withdraw your consent—where we rely on consent as the legal basis for processing at
any time.
- Object to how we process your Personal Information.
You can exercise these rights by contacting us at (company email)
- Children’s Privacy
Our Services do not target children under 13. We do not knowingly collect information from
children under this age. We will investigate any notification and if appropriate, delete the
Personal Information from our systems. If you are 13 or older, but under 18, you must have
permission from your parent or guardian to use our Services.
- Third-Party Websites
Our Service may link to external sites not governed by this Privacy Policy. We recommend
reviewing their privacy policies independently.
- Security and Retention
We employ measures to protect your Personal Information but cannot guarantee absolute
security. We retain your data as necessary for service provision and compliance with legal
obligations.
- International Users
Your Personal Information may be processed and stored in the United States and other
jurisdictions, under the legal bases outlined for our international operations.
- Policy Updates
We may periodically update this Privacy Policy. Changes will be posted on our website, along
with the effective date.
- Contact Us
For any questions or concerns regarding this policy, please reach out to our support team at support@fers-employees.com.
Consent to Communication
Scope of Consent: By submitting your personal information on our website, including your
name, telephone number, and email address, you agree that FERS, LLC & Federal Benefits, LLC its subsidiaries, affiliates, and our trusted third-party partners may contact you by various communication methods, including but not limited to emails, phone calls, text messages, and postal mail. This communication may be aimed at informing you about new products, services, promotions, and offers that you might find valuable.
Automated Calls and Messages: You acknowledge that consent includes receiving autodialed and prerecorded messages or calls delivered via automated technology, to the phone number you provided. We will obtain separate, express consent for telemarketing calls as required by law.
Third-Party Communication: You agree that we may share your personal information with
trusted third parties for them to contact you with relevant offers and services. However, your information will be shared in accordance with our Privacy Policy and applicable laws concerning data protection and privacy.
Voluntary Nature of Consent: Providing your consent is completely voluntary, and you may withdraw your consent at any time. To withdraw your consent, please follow the opt-out instructions provided in our communications or contact our customer service.
Data Protection and Privacy
Use of Information: We use the information you provide to tailor our communication with you, improving your experience with our products and services. We also use your information for internal analytics, market research, and compliance with legal obligations.
Sharing and Disclosure: We do not sell your personal data. We only share your data with trusted third parties who adhere to our data protection standards or when required by law. Our third-party partners are obligated to protect your information and are prohibited from using your data for purposes other than those specified by (Company Name)
Data Security: We are committed to keeping your personal data secure. We implement appropriate technical and organizational measures to protect against unauthorized or unlawful processing and against accidental loss, destruction, or damage.
Rights of Individuals: You have rights regarding your personal data, including the right to access, correct, delete, or restrict the processing of your data. You also have the right to object to processing and the right to data portability. To exercise these rights, please contact us.
