Free Federal Benefits Review & Retirement Analysis
Federal employees often miss key opportunities to maximize their retirement benefits. Our free federal benefits review helps you understand your pension, TSP, and FEGLI options so you can make informed decisions and avoid costly mistakes.
What You’ll Get From Your Free Benefits Review
- Personalized retirement analysis
- Pension and income projections
- FEGLI cost-saving opportunities
- TSP strategy insights
- Clear action plan
What You’ll Get From Your Free Benefits Review
- Federal employees nearing retirement
- Employees unsure about benefits
- Anyone wanting to reduce insurance costs
Schedule a 1-hour Benefits Review session with us.
What Your Benefits Review Includes
Your personal federal employee benefits review is provided by a dedicated team of Certified Federal Benefits Specialists (CFBS). The CFBS designation is earned by financial advisors who can demonstrate their competence and knowledge of federal employee retirement systems and related benefits. Your personal review will include the following:
Increasing Monthly Income:
Providing strategies to enhance your monthly income.
TSP Fund Information & Options:
Offering investment options and management.
Decoding Paycheck/Earnings Estimates:
Assisting employees in understanding their paychecks and earnings estimates.
Maximizing Savings:
Offering advice and techniques to maximize savings for federal employees.
Pension Estimate/Survivorship Costs:
Providing information and estimates related to pension plans and survivorship benefits.
Annual & Sick Leave Conversion:
Optimizing the conversion of annual and sick leave.
Military Buyback:
Guidance on buying back military service time for retirement benefits.
Minimum Retirement Age:
Clarifying the minimum age requirements for retirement eligibility.
Reducing FEGLI Premiums:
Offering strategies to minimize premiums for Federal Employees Group Life Insurance (FEGLI).
FEHB Review:
Providing reviews and guidance on the Federal Employees Health Benefits (FEHB) program.
Beneficiary Updates:
Assisting employees in updating beneficiary information for their benefits.
FERS Special Supplement:
Explaining the Federal Employees Retirement System (FERS) special supplement and its implications.
Best Day To Retire:
Advising on optimal timing for retirement based on individual circumstances.
Social Security Information:
Providing information on Social Security benefits and their interaction with federal benefits.
Retirement Blue/White Book Assistance:
Assisting in navigating the retirement process and associated documentation.
Retirement Income Estimate:
Delivering an accurate estimate of your net retirement income, helping ensure there are no financial surprises when you reach your desired retirement date.
- Increase Your Monthly Income
- TSP Fund Information & Options
- Paycheck/Earnings Estimate Decoding Assistance
- Maximize Your Savings
- Pension Estimate/Survivorship Costs
- Annual & Sick Leave Conversion
- Military Buyback
- Minimum Retirement Age
- Reduce FEGLI Premiums
- FEHB Review
- Beneficiary Updates
- FERS Special Supplement
- Best Day To Retire
- Social Security Information
- Retirement Blue Book Assistance
As a Corporate Champion of The Wounded Warrior Foundation we strive to do what’s best for our Federal Employees!
The Retirement Calculator From Federal Benefits Service
Our innovative calculator is designed to provide precise estimates of retirement income versus expenses, factoring in specific tax brackets for various income levels.
Our retirement benefits calculator can effortlessly estimate your pension based on your expected retirement date and your highest three consecutive years of earnings. You can also adjust your anticipated retirement date to see how potential reductions or additions might impact your pension.
Additionally, our calculator allows you to project your future Thrift Savings Plan (TSP) balance by taking into account your current balance, ongoing contributions, the number of years until retirement, and the expected rate of return. This tool also estimates your monthly income by considering interest-only installments.
For a comprehensive retirement plan, our calculator provides a direct link to the Social Security Administration’s quick calculator, enabling you to easily port your social security estimate. You can also include other investments to calculate additional income generated through interest-only installment payments.
The calculator consolidates data from your pension, TSP, Social Security, and other investments, then subtracts estimated retirement deductions. These deductions include federal and state taxes, health, dental, vision, and long-term care insurance, along with other common expenses.
By delivering an accurate estimate of your net retirement income, our retirement calculator can help ensure there are no financial surprises when you reach your desired retirement date. With this powerful tool, federal employees can plan confidently for a secure and comfortable retirement.
Frequently Asked Questions
A personalized analysis of your pension, TSP, and insurance to help maximize retirement income and reduce unnecessary costs.
Yes, the initial consultation is free and designed to help you understand your options.
No sensitive documents are required initially. Basic information is enough to begin the review.
No. This is an independent advisory service and not affiliated with any U.S. government agency.
You’ll be contacted by a specialist to schedule your personalized consultation.
