Cindy A. Menalt | Federal Benefits Service
Cindy A. Minalt, CFBS
National Benefits Director
Cindy Minalt has more than eight years of experience in the financial services industry, and she is a regional benefits director for Federal Benefits Service. She is designated as a Certified Federal Benefits Specialist (CFBS), and holds her life, health and annuities insurance license in many states, including California, North Carolina, Texas, Massachusetts, Florida, Arizona, Ohio, Georgia, Tennessee, Missouri, Maryland, Illinois, Indiana, and South Carolina.
“I am trained and licensed, and I specialize in helping federal employees navigate their retirement benefits, drawing inspiration from my firsthand experience as a city employee and my mother’s background in insurance,” Cindy says. “My approach is educational – I focus on making the complex feel simple. I contribute to my clients’ success by helping give them a clear, confident path to retirement. I set goals with them, show them the steps to take, and help them avoid the costly mistakes that many federal employees make.”
What Cindy most enjoys about her job is helping clients put all the pieces together. “Building a retirement plan feels like solving a puzzle, and when everything clicks into place, it’s incredibly rewarding. It’s exciting to play a role in such an important life milestone,” she says. “My goal and mission as an advisor is to continually grow, both in knowledge and in resources I offer, so I can support my clients at the highest level. I’m grateful that much of my business now comes from referrals, and my goal is to keep earning that trust by consistently delivering exceptional guidance.”
Born and raised in Chicago, Cindy received a Bachelor of Science degree from Western Illinois University. She currently lives in Long Beach, California, with her chosen family of close friends, and she is very involved with her local community.

