Max Collins | Federal Benefits Service
Max Collins
CEO and Founder
Max Collins founded Federal Benefits Service and became its CEO in July of 2021 with a mission to help employees at federal agencies maximize their retirement savings through competent and licensed advice. Max explains what his team does this way: “We are licensed with the government to assist you with your federal benefits where many other providers are not. We also assist with your federal retirement application processing to help avoid delays. And when you’re ready to retire, we can provide proven financial strategies to help you mitigate investment risk and provide returns guaranteed by the financial strength of insurance companies that often outpace other conservative investments. Because we want to take care of every aspect of your financial life, we will even help you fill out common estate planning documents to help ensure your loved ones are taken care of,” he says.
Max Collins journey begins and ends with assisting Postal Employees and furthering their knowledge on Federal benefits/Investments in the United States. He has been trained and certified as a Federal Benefits Specialist earning him the ranking of CFBS, (Certified Federal Benefits Specialist).
His other credentials include having a Bachelors of Science, Major in Finance. Max has extensive experience with Federal Benefits and has worked alongside many of your union members always keeping their best interest first.
We encourage everyone receiving this letter to reach out to Max Collins, National Benefits Director. Max has been assigned to your case and can assist you in enhancing your retirement. His mission is to help each, and every employee strengthen their benefits throughout their career and retire with dignity.
With more than 10 years of experience in the financial services industry, Max is licensed in life and health insurance in multiple states, including Washington, California, Michigan, Colorado, Minnesota, Maryland, the District of Columbia, Pennsylvania, Florida, Massachusetts, North Carolina, Missouri, and Kansas. He also holds his Medicare Advantage AHIP Certification. He attended Oakland University in Auburn Hills, Michigan, where he earned his Bachelor of Science in finance.
Max has specialized in federal employee benefits with a focus on retirement benefits his entire career. Prior to founding Federal Benefits Service, Max worked for Federal Employees Retirement Services, where he was a benefits specialist from 2016 to 2019, and was national benefits director from 2019 to 2025.
He says, “The United States government provides one of the best benefit packages available anywhere, but federal employees have been grossly neglected when it comes to education and advice on their benefits. I have been working this industry for an entire decade, and I have seen the successes and the failures. With my experience, I can help lead you on the path to success when it comes to your retirement planning.”
“Myself or one of my experienced team members can tailor a complimentary benefits meeting, with a one-on-one review that can help each federal employee retire with confidence either now, in the next few years, or at some point in the future,” Max says. “What I most love about my job is the appreciation I get when I help people clear up their benefits confusion. In fact, so many times clients have broken down into tears because of the stress I lifted off of their shoulders. Retirement is complex and confusing. The praise I have received from clients making their retirement virtually stress-free is worth its weight in gold.”
Max grew up in Waterford, Michigan, and has traveled the country helping federal employees. He is married and currently lives in Los Angeles. In his free time, he enjoys golfing and playing basketball.
Media Appearances
Reviews
Ricky Austin ⭐⭐⭐⭐⭐
Date: September 30, 2026Meeting Max was a blessing because when you retire you don’t know what to expect. But when you have someone like Max that educates you , stay with you through the process of retirement is truly been a blessing to myself and my family. I would recommend MAX over and over again. He puts things in the right perspective to make sure you’re comfortable with your decisions. Approachable and don’t mind your questions.A-bonus about Max is he “Returns Calls. LOL!
Bryan Vargas ⭐⭐⭐⭐⭐
Date: September 17, 2026USPS City Carrier
Max and I have been working together for about 4 years. He\'s extremely knowledgeable on what financial services best fit your specific situation. I appreciate the work that he puts into keeping me up to date on recommended market moves.
P. Barrios BSN RN ⭐⭐⭐⭐⭐
Date: September 8, 2026Max has been helping me with my investments for about 2 years.
I work for the federal government under the Veterans Health administration branch.
Max assists me with managing my TSP allocations. When I originally reached out to Max I had my investments in what my job automatically put me in and it wasn\'t necessarily the most beneficial for my age and the stage of my retirement and saving for retirement. He guided me away from the L funds and has been been actively managing my TSP through competent advice. All the recommendations have been based off of economic conditions and response to political decisions. In response my tsp has grown during the good times and have been protected during the bad times. He meets with me regularly and provides sound financial advice. Each meeting we discuss how much better my investments did under Max then they would have done if I had left them in the L funds. And I cannot recommend strongly enough how important it is to have somebody specifically managing your retirement who knows your goals and understands what\'s important to you.
ALAN W DEROHANNESSIAN ⭐⭐⭐⭐⭐
Date: September 7, 2026I Highly Recommend Max Collins as a Financial Advisor.
He is knowledgeable and approachable, truly wants his clients to succeed.
Winona Lewis ⭐⭐⭐⭐⭐
Date: September 7, 2026Max was there when I needed help with my retirement plans and he walked me through all the necessary steps I needed to take to make my retirement flawless. He also helped me with my investments so that I would not have to worry about what to do with my money once I retired. I think he’s awesome.
Thank you, Max for all that you’ve done for me.
Brian Biszantz ⭐⭐⭐⭐⭐
Date: September 6, 2026Max Collins has been helping me navigate my old 401k. I had no idea what to do with old investment from previous company. Max took the lead. He was able to get my old 401k out of financial company and reinvest in IRA. That’s just 1 way he’s helped plan for future. He’s been rock solid. Thanks Max
Joe Constable ⭐⭐⭐⭐⭐
Date: September 6, 2026I am VA nurse. I highly recommend Max as a financial advisor. His knowledge, guidance, and personalized approach have helped me make confident financial decisions and grow my retirement savings. Max is not only incredibly knowledgeable and professional, but also friendly, approachable, and genuinely invested in his clients’ success. I truly appreciate his guidance and trust his expertise. I wouldn’t want to work with anyone else!
Kim Lacy ⭐⭐⭐⭐⭐
Date: September 6, 2026I was a former InPlant Support Specialist with USPS. I retired in 2022. The year of my retirement, I was introduced to Max. Since then Max has been a catalyst with helping me maximize my retirement account. I\'ve made a good return on my account. Max Collins is an awesome investment specialist. Im always willing to refer him to others. He\'s always available and attentive to your investment needs. He has been a true asset.
Lisa J. Allen ⭐⭐⭐⭐⭐
Date: September 6, 2026Max Collins is an awesome specialist. I have been working with him for the last year and a half. I was an Equipment Operator at LAP & DC post office. He helped me move monies around in my 401 account when my car was stolen. He is an invaluable asset to anyone trying to retire!!! I continue to give my friends and coworkers his number!!!
Kimberly Braggs ⭐⭐⭐⭐⭐
Date: September 6, 2026I met Max, about 20 years ago. He has helped me with my savings and my retirement. Max has been working with me for a long time. I’m retired from the Post Office in Allen Park Michigan. Even after retirement I always call Max, if I have questions about my social security or retirement. Max is great at what he does……
Ogrelogic Solution ⭐⭐⭐⭐⭐
Date: August 26, 2026We’d love to hear about your experience with Federal Benefits Service. Your feedback helps us continue providing the best possible service to our clients.
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